Use the Insta EMI Card to shop over a million products on EMIs at no cost


From daily groceries to clothes, home appliances to fitness equipment, smart gadgets to furniture and furnishings, you can use Insta EMI Card to purchase 1 million products on EMIs at no cost.

Bajaj Finserv has partnered with small and large outlets in small towns and megacities to provide coverage for all aspects of your life. The EMI Bajaj Finserv Insta Card network of partners is one of the largest in the country.

Accepted on major shopping websites

This card is accepted at online partner stores, including major shopping sites like Amazon, Reliance Digital, Tata and Croma. Many major regional brands like Poorvika mobiles, Sargam Electronics and others accept Insta EMI card. EMI Insta Card partners with leading regional brands in over 3,000 cities and expands its network to cover popular brand online sites.

Accepted at 1.2 lakh stores in 3,000 cities
The Insta EMI card can be used at over 1.2 lakh stores in 3,000 metropolitan areas and local neighborhoods. The breadth of this partner network means you can shop with any of them, no matter where you are or what you’re looking for.

A step-by-step guide to applying for the Insta EMI card:

  • Open the EMI Insta Card page and click ‘APPLY’
  • Provide your basic information, including your cell phone number and date of birth
  • Submit the shared OTP on your registered mobile number
  • Check your pre-approved offer limit and continue
  • Check and confirm your KYC information
  • Activate your Insta EMI card by paying a nominal membership fee of Rs. 530
  • Your digital card is now ready to use. You can access your Insta EMI card details on the Bajaj Finserv app

How to Use Insta EMI Card at Partner Stores

Once you have decided which product you are purchasing, you can choose to pay using the EMI Insta Card. You can get help from the store representative who will guide you through the process.

At checkout, ask the cashier to charge the purchase to your Insta EMI card. Choose a repayment term of your convenience. Share the received OTP on your registered mobile number with the cashier. Additionally, you can check the home delivery option of the chosen product.

In just a few minutes, you will be able to buy the product you like, without paying large amounts using the Insta EMI card.

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